Buying your first home starts with knowing exactly how much you can afford—not just what a lender says you qualify for. This detailed guide explains how to calculate affordability using debt-to-income ratios, full monthly housing costs (PITI), and other things to consider. Learn how to avoid becoming “house-poor” and plan for future expenses like rising taxes, insurance, and maintenance.
Read MoreChoosing the right home insurance policy is crucial for protecting your home and finances. This guide covers key factors, including coverage types, deductibles, exclusions, and how to find a trustworthy insurance agent. Learn about industry trends, cost-saving discounts, and expert tips to ensure you get the best protection for your home. Read more to make an informed decision!
Read MoreThe Homestyle Renovation loan could be the answer if you’re looking to buy a home in need or repairs or improve your home based on the “as-completed” value!
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