Buying your first home starts with knowing exactly how much you can afford—not just what a lender says you qualify for. This detailed guide explains how to calculate affordability using debt-to-income ratios, full monthly housing costs (PITI), and other things to consider. Learn how to avoid becoming “house-poor” and plan for future expenses like rising taxes, insurance, and maintenance.
Read MoreWondering how the recent federal funding freeze impacts FHA loans? Good news—HUD confirms FHA programs remain fully operational, providing stability for homebuyers and the housing market. Learn why FHA loans are unaffected and what this means for you in uncertain times.
Read MoreEmbarking on the journey of buying a new home is an exciting yet complex adventure. As a seasoned mortgage broker, we've crafted this guide to simplify the home-buying process, providing you with clear, step-by-step advice.
Read MoreBuying a 3-4 family home using the FHA loan can be a great decision, but there are some rules you should know!
Read MoreFHA Mortgage Insurance Premiums are getting cheaper by over 35% for new home buyers!
Read MoreThe Homestyle Renovation loan could be the answer if you’re looking to buy a home in need or repairs or improve your home based on the “as-completed” value!
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