Buying your first home starts with knowing exactly how much you can afford—not just what a lender says you qualify for. This detailed guide explains how to calculate affordability using debt-to-income ratios, full monthly housing costs (PITI), and other things to consider. Learn how to avoid becoming “house-poor” and plan for future expenses like rising taxes, insurance, and maintenance.
Read MoreFHA Loan Eligibility Update 2025: What Homebuyers and Real Estate Agents Need to Know
As of May 25, 2025, the FHA has revised its guidelines, eliminating loan eligibility for non-permanent residents—including DACA recipients and visa holders. Learn how this major change impacts FHA borrowers, what documentation is now required, and what alternative financing options exist. Stay informed with our expert breakdown tailored for first-time homebuyers and real estate professionals.
Choosing the right home insurance policy is crucial for protecting your home and finances. This guide covers key factors, including coverage types, deductibles, exclusions, and how to find a trustworthy insurance agent. Learn about industry trends, cost-saving discounts, and expert tips to ensure you get the best protection for your home. Read more to make an informed decision!
Read MoreWondering how the recent federal funding freeze impacts FHA loans? Good news—HUD confirms FHA programs remain fully operational, providing stability for homebuyers and the housing market. Learn why FHA loans are unaffected and what this means for you in uncertain times.
Read More
