Solar panels can add value to a home or complicate a closing, depending entirely on how they're owned. Here's what buyers and homeowners need to know about leases, PPAs, and UCC filings.
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Not every Massachusetts home is on town sewer. Here's what to know about Title 5 inspections, financing a septic system, and what it takes to maintain one after closing.
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Your mortgage payment includes more than principal and interest. Here's how your escrow account works, why it's reviewed every year, and what to do when your payment changes.
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A pre-approval isn't enough to win in today's market. Maritime Mortgage Corp, an independent mortgage broker licensed in MA, RI, FL, ME & NH, breaks down the 4 things first-time home buyers need to structure a competitive offer — real monthly payment, full cash-to-close, smart timeline, and seller concessions.
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Fannie Mae has announced a major mortgage guideline update effective November 2025: the minimum credit score requirement for Desktop Underwriter (DU) loan approvals will be removed. Instead of relying on a single credit score, DU will assess a borrower’s full financial profile, including payment history, income stability, debt-to-income ratio, and non-traditional credit such as rent and utility payments. This change may expand homeownership opportunities for first-time homebuyers and borrowers with thin credit files. However, lenders may still apply their own minimum credit score standards, known as overlays. Buyers should understand how lender guidelines, DU findings, and documented financial behavior will interact under the new system. Learn what this update means, who benefits, and how to prepare for mortgage approval under the new eligibility framework.
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Buying your first home starts with knowing exactly how much you can afford—not just what a lender says you qualify for. This detailed guide explains how to calculate affordability using debt-to-income ratios, full monthly housing costs (PITI), and other things to consider. Learn how to avoid becoming “house-poor” and plan for future expenses like rising taxes, insurance, and maintenance.
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FHA Loan Eligibility Update 2025: What Homebuyers and Real Estate Agents Need to Know
As of May 25, 2025, the FHA has revised its guidelines, eliminating loan eligibility for non-permanent residents—including DACA recipients and visa holders. Learn how this major change impacts FHA borrowers, what documentation is now required, and what alternative financing options exist. Stay informed with our expert breakdown tailored for first-time homebuyers and real estate professionals.
Buying and selling a home simultaneously can feel overwhelming, but with the right strategy, it’s completely manageable. Learn the essential steps, from pre-approval and home prep to negotiating offers and closing smoothly. Whether moving across town or across the country, this guide will help you navigate the process with confidence.
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