Recent News and Updates

Keeping you up to date on all of the latest news impacting your mortgage and loan.

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Big FHA Update: Who Can Qualify for FHA Loans Just Changed (March 2025)

FHA Loan Eligibility Update 2025: What Homebuyers and Real Estate Agents Need to Know
As of May 25, 2025, the FHA has revised its guidelines, eliminating loan eligibility for non-permanent residents—including DACA recipients and visa holders. Learn how this major change impacts FHA borrowers, what documentation is now required, and what alternative financing options exist. Stay informed with our expert breakdown tailored for first-time homebuyers and real estate professionals.

Step-by-Step Guide to Buying and Selling a Home at the Same Time

Buying and selling a home simultaneously can feel overwhelming, but with the right strategy, it’s completely manageable. Learn the essential steps, from pre-approval and home prep to negotiating offers and closing smoothly. Whether moving across town or across the country, this guide will help you navigate the process with confidence.

The Ultimate Guide to Choosing the Best Home Insurance Policy: Protect Your Home & Save Money

Choosing the right home insurance policy is crucial for protecting your home and finances. This guide covers key factors, including coverage types, deductibles, exclusions, and how to find a trustworthy insurance agent. Learn about industry trends, cost-saving discounts, and expert tips to ensure you get the best protection for your home. Read more to make an informed decision!

Earnest Money Deposits: Protecting Your Investment and Securing Your Dream Home

Excerpt:
When buying a home, an earnest money deposit (EMD) is one of the first financial commitments you’ll make. This good-faith deposit reassures sellers of your intent while securing your offer. But is it refundable? How can you protect your investment? This guide breaks down everything you need to know about earnest money deposits, from contingencies to escrow accounts, ensuring you navigate the home-buying process with confidence. (Disclaimer: This article is for informational purposes only and does not constitute legal advice.)

FHA Loans Remain Operational Amid Federal Funding Freeze

Wondering how the recent federal funding freeze impacts FHA loans? Good news—HUD confirms FHA programs remain fully operational, providing stability for homebuyers and the housing market. Learn why FHA loans are unaffected and what this means for you in uncertain times.

Temporary Interest Rate Buy Down- A Popular Solution to Higher Rates

Unfolding the Chronicles of Mortgage History

"Explore the fascinating journey of mortgage history in our latest blog post, 'Unfolding the Chronicles of Mortgage History.' Dive deep into the origins of mortgages, tracing back to ancient civilizations, and witness their evolution through the Middle Ages into the modern financial era. Discover how England's legal reforms laid the groundwork for today's mortgage systems and how the Industrial Revolution transformed homeownership. Learn about the pivotal changes in the 20th century, from government interventions during the Great Depression to the innovations and regulations that shaped the contemporary mortgage landscape. Our insightful exploration covers the impact of technology and globalization on today's mortgage industry, offering a comprehensive look at the challenges and advancements that have defined the history of mortgages. Join us in understanding how these financial instruments have become a cornerstone of economic development and personal wealth, shaping the fabric of modern finance and housing."

Step-by-Step Guide to Shopping for a New Home: Insights from 35 years as a Mortgage Broker

Embarking on the journey of buying a new home is an exciting yet complex adventure. As a seasoned mortgage broker, we've crafted this guide to simplify the home-buying process, providing you with clear, step-by-step advice.

Gift Guide for New Homeowners (In English & Spanish!)

Discover the perfect presents with our First-Time Home Buyer Gift Guide! Tailored for new homeowners, this comprehensive guide offers a variety of thoughtful, practical, and stylish gift ideas that cater to every budget. Whether it's enhancing their living space with chic decor, providing essential tools for home improvement, or adding a personal touch with customized items, our guide has it all. Explore top picks like cozy home buys, smart home gadgets, and gardening essentials that make housewarming gifts memorable. Ideal for realtors, friends, and family, this guide is your go-to resource for celebrating this significant milestone.

Mr. Cooper Experiences Cyber Attack, Locks Down System

In this informative video, we look at the Mr. Cooper Halloween cybersecurity breach, addressing some of the most common questions and concerns that have arisen from this incident. Discover the details of the breach, learn about the potential impact on Mr. Cooper customers, and summarize the news for you to get answers to frequently asked questions. Stay informed and understand what to do.

Three FHA Multi-Family Purchase Rules You Probably Didn't Know!

Buying a 3-4 family home using the FHA loan can be a great decision, but there are some rules you should know!

FHA Mortgages are Getting More Affordable as Monthly Insurance Premiums reduce!

FHA Mortgage Insurance Premiums are getting cheaper by over 35% for new home buyers!

Extreme Weather is Here! Prepare, Prevent, & React!

Fannie Mae HomeStyle Loan!

The Homestyle Renovation loan could be the answer if you’re looking to buy a home in need or repairs or improve your home based on the “as-completed” value!

6 Steps to Improving Your Credit Score

Improving your credit score is not an easy task, but with a plan and a positive attitude, you can achieve it within a year. Here are six steps to take to improve your credit score