Disclosures Privacy Statement Terms of Use Privacy Statement Maritime Savings Bank has always made keeping customers’ personal information private and secure a top priority. The Federal government has now enacted legislation that requires us to notify new customers of our privacy policy. This same legislation also requires us to notify existing customers of our policy at least yearly. Our Commitment Maritime Savings Bank (MSB) protects your privacy and keeps your nonpublic personal information secure. We feel this is an important responsibility. We have in place physical, electronic, procedural and contractual safeguards that comply with Federal regulations to protect this information. We restrict access to customer information to those employees that require it to provide services and products to you. All employees are held to a standard which requires them to hold customer information in the strictest of confidence. Customer information, both physical and electronic form, is kept in secure areas. All customer information is destroyed before discarded. Nonpublic Personal Information We may collect nonpublic personal information about you from the following sources: Information we receive from you on applications and other forms; information from your transactions with us or others; and information we receive from consumer reporting agencies. Information obtained from the aforementioned sources includes such things as your name, address, social security number, telephone number, account balances, payment histories and maturity dates. We may disclose this to companies that perform services for us and to other nonaffiliated third parties that have a joint marketing agreement with us. An example of companies that perform services for us are direct mailing companies that mail promotional material to you on our behalf. An example of a nonaffiliated third party that has a joint marketing agreement with us is one that offers nontraditional bank products. We have contracted with such a company and jointly market MSB products and nontraditional bank products to provide you with a wider range of service and product options. We may also disclose nonpublic personal information about you to other nonaffiliated third parties as permitted by law. Other nonaffiliated third parties that fall within this category are companies and entities we use in order to process, maintain and service accounts on your behalf and companies that are needed to act on loan applications. Examples of such companies are our data processor who maintains our online accounts, calculates interest, produces statements and reports to the IRS; ATM companies; check printing companies; credit reporting agencies; title companies; appraisal companies and auditors. Who we actually share information with and what type of information shared depends on the type of account(s) you have with us. Former Customers Should you become a former MSB customer (i.e., you have no active accounts), information sharing will cease, except as permitted by law. Final Statement Keep in mind that we do NOT sell nonpublic personal information. We do NOT share nonpublic personal information with any nonaffiliated third party for its independent use. We only share information that is permitted by law to offer you our services and products and to administer your account(s). Terms of Use THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS OF USE. This website has been established by Maritime Savings Bank (MSB) for the sole purpose of conveying information about MSB’s products and services and to allow communication between MSB and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of MSB’s agreements and disclosures that govern its products and services. If any information on the site conflicts with that in MSB’s agreements and disclosures, the agreements and disclosures will control. From time to time MSB may place links to other websites on this page. MSB has no control over any other website and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this page. The information and materials contained in this website are owned by MSB or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law. MSB makes no warranties of any kind regarding the products and services advertised on this site. MSB will use reasonable efforts to ensure that all information displayed is accurate; however, MSB expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. MSB is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if MSB has been informed of the possibility of such loss or damage. This agreement may be changed from time to time by posting the new Terms of Use on the website. All users agree to be subject to this agreement as it changes from time to time. This agreement and the use of this website are governed by the laws of the state of Wisconsin. To The Top
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